/* ==========================================================================
   Bizmax public website — design system
   Tokens → base → layout → components → page sections → responsive
   ========================================================================== */

:root {
  --ink: #0D2036;
  --ink-2: #16314F;
  --text: #1B2A3B;
  --text-2: #4A5A6C;
  --paper: #F5F7FA;
  --white: #FFFFFF;
  --line: #D9E0E8;
  --line-2: #C3CDD8;
  --teal: #0E7C7B;
  --teal-dark: #0A5F5E;
  --teal-soft: #E3F3F2;
  --amber-bg: #FFF1D6;
  --amber-tx: #7A4300;
  --danger: #A32020;
  --danger-bg: #FCEBEB;
  --ok: #17673F;
  --ok-bg: #E4F4EA;

  --font-display: "Source Serif 4", Georgia, "Times New Roman", serif;
  --font-body: "Public Sans", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;

  --s1: .25rem; --s2: .5rem; --s3: .75rem; --s4: 1rem; --s5: 1.5rem;
  --s6: 2rem; --s7: 3rem; --s8: 4rem; --s9: 6rem;
  --r-sm: 4px; --r-md: 8px; --r-lg: 12px;
  --shadow: 0 1px 2px rgba(13,32,54,.06), 0 8px 24px rgba(13,32,54,.08);
  --header-h: 72px;
  --ease: cubic-bezier(.2,.7,.2,1);
}

/* Base -------------------------------------------------------------------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; scroll-padding-top: calc(var(--header-h) + 16px); }
body {
  margin: 0; font-family: var(--font-body); font-size: 1.0625rem; line-height: 1.65;
  color: var(--text); background: var(--white); -webkit-font-smoothing: antialiased;
}
body.nav-open { overflow: hidden; }
img, svg { max-width: 100%; display: block; }
a { color: var(--teal-dark); text-underline-offset: 3px; }
a:hover { color: var(--ink); }
h1, h2, h3, h4 { font-family: var(--font-display); color: var(--ink); font-weight: 600; line-height: 1.15; margin: 0 0 var(--s4); letter-spacing: -.01em; }
h1 { font-size: clamp(2.3rem, 5.2vw, 3.9rem); line-height: 1.07; }
h2 { font-size: clamp(1.75rem, 3.2vw, 2.4rem); }
h3 { font-size: 1.35rem; }
p { margin: 0 0 var(--s4); }
ul, ol { margin: 0; padding: 0; }
.muted { color: var(--text-2); }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
:focus-visible { outline: 3px solid var(--teal); outline-offset: 3px; border-radius: 2px; }
.skip-link { position: absolute; left: var(--s4); top: -100px; z-index: 200; background: var(--ink); color: #fff; padding: var(--s3) var(--s4); border-radius: var(--r-md); }
.skip-link:focus { top: var(--s3); }

/* Layout ------------------------------------------------------------------ */
.container { width: 100%; max-width: 1200px; margin-inline: auto; padding-inline: clamp(1.25rem, 4vw, 2.5rem); }
.section { padding-block: clamp(3.5rem, 8vw, 6.5rem); }
.section-alt { background: var(--paper); border-block: 1px solid var(--line); }
.section-head { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 6fr); gap: var(--s6) var(--s8); align-items: end; margin-bottom: var(--s7); }
.section-head h2 { margin: 0; }
.section-head p { margin: 0; color: var(--text-2); max-width: 60ch; }

/* Pills & notices ----------------------------------------------------------- */
.pill { display: inline-flex; align-items: center; gap: .4em; font: 500 .75rem/1 var(--font-body); padding: .35rem .6rem; border-radius: 999px; white-space: nowrap; vertical-align: middle; }
.pill::before { content: ""; width: .5rem; height: .5rem; border-radius: 50%; background: currentColor; opacity: .8; }
.pill-pending { background: var(--amber-bg); color: var(--amber-tx); }
.notice { display: flex; gap: var(--s4); padding: var(--s5); background: var(--teal-soft); border-left: 4px solid var(--teal); border-radius: 0 var(--r-md) var(--r-md) 0; font-size: .98rem; }
.notice p { margin: 0; }
.notice svg { flex: none; width: 22px; height: 22px; margin-top: 2px; color: var(--teal-dark); }

/* Buttons ------------------------------------------------------------------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .5rem; min-height: 48px;
  padding: .7rem 1.35rem; font: 600 .98rem/1.2 var(--font-body); text-decoration: none; cursor: pointer;
  border: 1.5px solid transparent; border-radius: var(--r-md); transition: background .2s var(--ease), color .2s var(--ease), border-color .2s var(--ease), transform .2s var(--ease);
}
.btn:active { transform: translateY(1px); }
.btn-primary { background: var(--ink); color: #fff; }
.btn-primary:hover { background: var(--ink-2); color: #fff; }
.btn-light { background: #fff; color: var(--ink); }
.btn-light:hover { background: var(--teal-soft); color: var(--ink); }
.btn-outline { border-color: var(--line-2); color: var(--ink); background: transparent; }
.btn-outline:hover { border-color: var(--ink); background: var(--white); color: var(--ink); }
.btn-outline-light { border-color: rgba(255,255,255,.45); color: #fff; }
.btn-outline-light:hover { border-color: #fff; background: rgba(255,255,255,.08); color: #fff; }
.btn-quiet { color: var(--ink); }
.btn-quiet:hover { background: var(--paper); }
.btn[disabled] { opacity: .6; cursor: progress; }
.link-arrow { font-weight: 600; text-decoration: none; border-bottom: 1.5px solid var(--teal); padding-bottom: 1px; }
.link-arrow:hover { border-color: var(--ink); }

/* Review bar + header --------------------------------------------------------- */
.review-bar { background: var(--ink); color: #D7E1EC; font-size: .85rem; padding: .55rem 0; line-height: 1.5; }
.review-bar .pill { margin-inline: .15rem; }
.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.96); backdrop-filter: saturate(1.4) blur(8px); border-bottom: 1px solid var(--line); transition: box-shadow .25s var(--ease); }
.site-header.is-scrolled { box-shadow: 0 6px 20px rgba(13,32,54,.08); }
.header-inner { height: var(--header-h); display: flex; align-items: center; justify-content: space-between; gap: var(--s5); }
.brand { display: inline-flex; align-items: center; gap: .65rem; text-decoration: none; color: var(--ink); }
.brand-name { font: 600 1.45rem/1 var(--font-display); letter-spacing: -.01em; }
.brand-light, .brand-light:hover { color: #fff; }
.primary-nav { display: flex; align-items: center; gap: var(--s6); }
.primary-nav ul { list-style: none; display: flex; gap: var(--s1); }
.primary-nav li a { display: block; padding: .6rem .9rem; color: var(--text); text-decoration: none; font-weight: 500; font-size: .98rem; border-radius: var(--r-md); position: relative; }
.primary-nav li a:hover { color: var(--ink); background: var(--paper); }
.primary-nav li a[aria-current="page"] { color: var(--ink); }
.primary-nav li a[aria-current="page"]::after { content: ""; position: absolute; left: .9rem; right: .9rem; bottom: .25rem; height: 2px; background: var(--teal); border-radius: 2px; }
.nav-actions { display: flex; gap: var(--s2); align-items: center; }
.nav-toggle { display: none; width: 48px; height: 48px; border: 1px solid var(--line); background: #fff; border-radius: var(--r-md); color: var(--ink); cursor: pointer; align-items: center; justify-content: center; }
.nav-toggle .i-close { display: none; }
.nav-toggle[aria-expanded="true"] .i-close { display: block; }
.nav-toggle[aria-expanded="true"] .i-open { display: none; }

/* Hero ---------------------------------------------------------------------- */
.hero {
  position: relative; overflow: hidden; color: #fff; background-color: var(--ink);
  background-image:
    linear-gradient(rgba(255,255,255,.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.045) 1px, transparent 1px),
    radial-gradient(900px 500px at 85% 0%, rgba(43,179,177,.22), transparent 60%);
  background-size: 56px 56px, 56px 56px, auto;
}
.hero .container { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: var(--s8); align-items: center; padding-block: clamp(3.5rem, 8vw, 6.5rem); }
.hero h1 { color: #fff; max-width: 17ch; }
.hero-lead { font-size: 1.2rem; color: #C9D6E4; max-width: 52ch; margin-bottom: var(--s6); }
.hero-actions { display: flex; flex-wrap: wrap; gap: var(--s3); }

/* Disclosure register (hero signature element) */
.register { background: var(--white); color: var(--text); border-radius: var(--r-lg); box-shadow: 0 24px 60px rgba(0,0,0,.35); overflow: hidden; }
.register-head { padding: var(--s5) var(--s5) var(--s4); border-bottom: 1px solid var(--line); }
.register-head h2 { font-size: 1.2rem; margin: 0 0 .25rem; }
.register-head p { margin: 0; font-size: .9rem; color: var(--text-2); line-height: 1.5; }
.register ul { list-style: none; }
.register li { display: flex; align-items: center; justify-content: space-between; gap: var(--s3); padding: .95rem var(--s5); border-bottom: 1px solid var(--line); font-weight: 500; font-size: .98rem; }
.register li:last-child { border-bottom: 0; }
.register-foot { padding: var(--s4) var(--s5); background: var(--paper); font-size: .85rem; color: var(--text-2); border-top: 1px solid var(--line); line-height: 1.5; }

/* The page's single orchestrated moment: staged hero entrance */
@keyframes rise { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }
.hero h1, .hero-lead, .hero-actions { animation: rise .7s var(--ease) both; }
.hero-lead { animation-delay: .12s; }
.hero-actions { animation-delay: .22s; }
.register { animation: rise .8s var(--ease) .15s both; }
.register li { animation: rise .5s var(--ease) both; }
.register li:nth-child(1) { animation-delay: .4s; } .register li:nth-child(2) { animation-delay: .48s; }
.register li:nth-child(3) { animation-delay: .56s; } .register li:nth-child(4) { animation-delay: .64s; }
.register li:nth-child(5) { animation-delay: .72s; }

/* Page header (inner pages) --------------------------------------------------- */
.page-head { background: var(--ink); color: #fff; padding-block: clamp(2.75rem, 6vw, 4.5rem); background-image: radial-gradient(700px 320px at 90% 0%, rgba(43,179,177,.2), transparent 65%); }
.page-head h1 { color: #fff; font-size: clamp(2rem, 4.2vw, 3.1rem); margin-bottom: var(--s3); }
.page-head p { color: #C9D6E4; max-width: 62ch; margin: 0; font-size: 1.1rem; }
.breadcrumb { list-style: none; display: flex; flex-wrap: wrap; gap: .5rem; margin: 0 0 var(--s4); font-size: .88rem; color: #AFC0D2; }
.breadcrumb li + li::before { content: "/"; margin-right: .5rem; opacity: .6; }
.breadcrumb a { color: #D7E1EC; }

/* Ruled rows (service areas, fees, details) ------------------------------------- */
.rows { list-style: none; border-top: 1px solid var(--ink); }
.row-item { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 6fr) auto; gap: var(--s3) var(--s6); align-items: baseline; padding: var(--s5) 0; border-bottom: 1px solid var(--line); }
.row-item h3 { margin: 0; font-size: 1.3rem; }
.row-item p { margin: 0; color: var(--text-2); }
.row-item .row-end { display: flex; align-items: center; gap: var(--s4); justify-self: end; }

/* Principles (columns separated by rules) ---------------------------------------- */
.principles { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: var(--s6); }
.principle { border-top: 3px solid var(--teal); padding-top: var(--s4); }
.principle h3 { margin-bottom: var(--s2); }
.principle p { margin: 0; color: var(--text-2); }
.principles.cols-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }

/* Definition tables ---------------------------------------------------------------- */
.dl { border-top: 1px solid var(--ink); }
.dl-row { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 8fr); gap: var(--s3) var(--s6); padding: var(--s4) 0; border-bottom: 1px solid var(--line); align-items: baseline; }
.dl-row dt { font-weight: 600; color: var(--ink); }
.dl-row dd { margin: 0; }
.dl { margin: 0; }

.split { display: grid; grid-template-columns: minmax(0, 6fr) minmax(0, 5fr); gap: var(--s8); align-items: center; }
.figure { border-radius: var(--r-lg); overflow: hidden; border: 1px solid var(--line); }
.figure img { width: 100%; height: 100%; object-fit: cover; aspect-ratio: 4/3; }
.figure figcaption { font-size: .8rem; padding: .5rem .85rem; background: var(--paper); color: var(--text-2); border-top: 1px solid var(--line); }

/* Placeholder block --------------------------------------------------------------- */
.ph-block { border: 1.5px dashed #D9A43C; background: #FFFBF1; border-radius: var(--r-md); padding: var(--s5); }
.ph-block h3 { font-size: 1.15rem; display: flex; gap: var(--s3); align-items: center; flex-wrap: wrap; }
.ph-block p:last-child { margin-bottom: 0; }

/* Accordion -------------------------------------------------------------------------- */
.accordion { border-top: 1px solid var(--ink); }
.acc-item { border-bottom: 1px solid var(--line); }
.acc-item h3 { margin: 0; font-family: var(--font-body); font-size: 1.05rem; font-weight: 600; letter-spacing: 0; }
.acc-btn { width: 100%; display: flex; align-items: center; justify-content: space-between; gap: var(--s4); text-align: left; padding: 1.15rem 0; background: none; border: 0; cursor: pointer; font: inherit; color: var(--ink); }
.acc-btn:hover { color: var(--teal-dark); }
.acc-btn svg { flex: none; width: 20px; height: 20px; transition: transform .3s var(--ease); }
.acc-btn[aria-expanded="true"] svg { transform: rotate(180deg); }
.acc-panel { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .35s var(--ease); }
.acc-panel > div { overflow: hidden; }
.acc-panel.is-open { grid-template-rows: 1fr; }
.acc-panel .acc-body { padding: 0 var(--s7) var(--s5) 0; color: var(--text-2); max-width: 72ch; }
.faq-group + .faq-group { margin-top: var(--s8); }
.faq-group > h2 { font-size: 1.5rem; }

/* Forms ------------------------------------------------------------------------------ */
.form-card { background: var(--white); border: 1px solid var(--line); border-radius: var(--r-lg); padding: clamp(1.5rem, 3vw, 2.25rem); box-shadow: var(--shadow); }
.field { margin-bottom: var(--s5); }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 0 var(--s5); }
label { display: block; font-weight: 600; font-size: .95rem; color: var(--ink); margin-bottom: .4rem; }
label .opt { font-weight: 400; color: var(--text-2); }
.input, .textarea, .select {
  width: 100%; font: inherit; color: var(--text); background: #fff; min-height: 48px; padding: .7rem .9rem;
  border: 1.5px solid var(--line-2); border-radius: var(--r-md); transition: border-color .2s, box-shadow .2s;
}
.textarea { min-height: 150px; resize: vertical; }
.input:hover, .textarea:hover { border-color: var(--text-2); }
.input:focus, .textarea:focus { outline: none; border-color: var(--teal); box-shadow: 0 0 0 3px rgba(14,124,123,.25); }
.input[aria-invalid="true"], .textarea[aria-invalid="true"] { border-color: var(--danger); background: var(--danger-bg); }
.field-error { color: var(--danger); font-size: .88rem; margin-top: .35rem; font-weight: 500; }
.field-hint { color: var(--text-2); font-size: .88rem; margin-top: .35rem; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.alert { padding: var(--s4) var(--s5); border-radius: var(--r-md); margin-bottom: var(--s5); font-weight: 500; }
.alert-ok { background: var(--ok-bg); color: var(--ok); border: 1px solid #A9D7BC; }
.alert-error { background: var(--danger-bg); color: var(--danger); border: 1px solid #E8B4B4; }
.alert ul { margin: .4rem 0 0 1.1rem; font-weight: 400; }
.form-note { display: flex; gap: .5rem; align-items: center; color: var(--text-2); font-size: .88rem; margin-top: var(--s4); }
.contact-layout { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: var(--s8); align-items: start; }
.safety { border-left: 4px solid var(--ink); background: var(--paper); padding: var(--s5); border-radius: 0 var(--r-md) var(--r-md) 0; margin-top: var(--s6); }
.safety h3 { font-size: 1.1rem; }
.safety ul { padding-left: 1.1rem; color: var(--text-2); }
.safety li + li { margin-top: .4rem; }

/* Market data ---------------------------------------------------------------------------- */
.market-box { border: 1px solid var(--line); border-radius: var(--r-lg); background: var(--white); min-height: 220px; overflow: hidden; }
.market-consent { display: flex; flex-direction: column; align-items: flex-start; gap: var(--s4); padding: var(--s6); }
.market-consent p { margin: 0; color: var(--text-2); max-width: 62ch; }
.market-box.is-loaded { height: 540px; }
.market-box.is-loaded .tradingview-widget-container, .market-box.is-loaded .tradingview-widget-container__widget { height: 100%; }

/* CTA band --------------------------------------------------------------------------------- */
.cta-band { background: var(--ink); color: #fff; }
.cta-band .container { display: flex; align-items: center; justify-content: space-between; gap: var(--s6); padding-block: clamp(3rem, 6vw, 4.5rem); flex-wrap: wrap; }
.cta-band h2 { color: #fff; margin: 0 0 .35rem; }
.cta-band p { color: #C9D6E4; margin: 0; max-width: 56ch; }

/* Legal ------------------------------------------------------------------------------------- */
.legal-layout { display: grid; grid-template-columns: minmax(0, 3fr) minmax(0, 8fr); gap: var(--s8); align-items: start; }
.toc { position: sticky; top: calc(var(--header-h) + 24px); font-size: .93rem; }
.toc h2 { font: 600 .95rem var(--font-body); margin-bottom: var(--s3); letter-spacing: 0; }
.toc ol { list-style: none; border-left: 2px solid var(--line); }
.toc a { display: block; padding: .35rem 0 .35rem var(--s4); margin-left: -2px; border-left: 2px solid transparent; text-decoration: none; color: var(--text-2); }
.toc a:hover, .toc a.is-active { color: var(--ink); border-left-color: var(--teal); }
.prose { max-width: 74ch; }
.prose h2 { font-size: 1.45rem; margin-top: var(--s7); }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: 1.15rem; margin-top: var(--s5); }
.prose ul { padding-left: 1.3rem; margin-bottom: var(--s4); }
.prose li { margin-bottom: .35rem; }

/* 404 ----------------------------------------------------------------------------------------- */
.notfound { text-align: left; max-width: 640px; }

/* Footer -------------------------------------------------------------------------------------- */
.site-footer { background: #091827; color: #B5C3D3; padding-top: var(--s8); font-size: .95rem; }
.site-footer a { color: #D7E1EC; text-decoration: none; }
.site-footer a:hover { color: #fff; text-decoration: underline; }
.footer-grid { display: grid; grid-template-columns: minmax(0, 5fr) repeat(3, minmax(0, 3fr)); gap: var(--s7) var(--s6); padding-bottom: var(--s7); }
.footer-brand p { margin-top: var(--s4); max-width: 40ch; }
.footer-col h2 { font: 600 .95rem var(--font-body); color: #fff; letter-spacing: 0; margin-bottom: var(--s4); }
.footer-col ul { list-style: none; }
.footer-col li + li { margin-top: .6rem; }
.footer-legal { border-top: 1px solid rgba(255,255,255,.12); padding-block: var(--s6); font-size: .85rem; line-height: 1.6; }
.footer-legal p { margin: 0 0 .6rem; max-width: 110ch; }
.footer-legal .copyright { margin-top: var(--s4); color: #8CA0B5; }
.risk-line { color: #D7E1EC; }

/* Responsive ------------------------------------------------------------------------------------ */
@media (max-width: 1024px) {
  .hero .container { grid-template-columns: 1fr; gap: var(--s7); }
  .hero h1 { max-width: 18ch; }
  .section-head { grid-template-columns: 1fr; gap: var(--s4); margin-bottom: var(--s6); }
  .split, .contact-layout { grid-template-columns: 1fr; gap: var(--s7); }
  .legal-layout { grid-template-columns: 1fr; gap: var(--s6); }
  .toc { position: static; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
}
@media (max-width: 1190px) {
  .nav-toggle { display: inline-flex; }
  .primary-nav {
    position: fixed; inset: var(--menu-top, var(--header-h)) 0 0 0; padding: var(--s5) clamp(1.25rem, 4vw, 2.5rem) var(--s6);
    background: var(--white); flex-direction: column; align-items: stretch; justify-content: flex-start; gap: var(--s5);
    overflow-y: auto; opacity: 0; visibility: hidden; transform: translateY(-8px); z-index: -1;
    transition: opacity .25s var(--ease), transform .25s var(--ease), visibility .25s;
  }
  .primary-nav.is-open { opacity: 1; visibility: visible; transform: none; }
  .primary-nav ul { flex-direction: column; }
  .primary-nav li a { font: 600 1.4rem/1.2 var(--font-display); padding: 1rem 0; border-bottom: 1px solid var(--line); border-radius: 0; color: var(--ink); }
  .primary-nav li a:hover { background: none; }
  .primary-nav li a[aria-current="page"]::after { display: none; }
  .primary-nav li a[aria-current="page"] { color: var(--teal-dark); }
  .nav-actions { flex-direction: column; align-items: stretch; }
  .site-header { z-index: 100; backdrop-filter: none; background: var(--white); }
  .brand, .nav-toggle { position: relative; z-index: 2; }
}
@media (max-width: 720px) {
  body { font-size: 1rem; }
  .row-item { grid-template-columns: 1fr; gap: var(--s2); }
  .row-item .row-end { justify-self: start; flex-wrap: wrap; }
  .principles, .principles.cols-2 { grid-template-columns: 1fr; }
  .dl-row { grid-template-columns: 1fr; gap: var(--s1); }
  .field-row { grid-template-columns: 1fr; }
  .hero-actions .btn { width: 100%; }
  .cta-band .btn { width: 100%; }
  .acc-panel .acc-body { padding-right: 0; }
  .footer-grid { grid-template-columns: 1fr; }
  .market-box.is-loaded { height: 460px; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
}
@media print {
  .review-bar, .site-header, .nav-toggle, .cta-band, .site-footer .footer-grid { display: none; }
  body { font-size: 11pt; }
}

/* Status pills used outside placeholder mode */
.pill-ok { background: var(--ok-bg); color: var(--ok); }
.pill-neutral { background: var(--paper); color: var(--text-2); border: 1px solid var(--line); }